24 Hour Emergency Tree Services

When Does Insurance Cover Emergency Tree Removal?

Understanding insurance coverage for tree damage can be confusing. Here’s what typically applies:

Did the Tree Cause Structural Damage?

Most homeowner’s insurance policies cover tree removal when the tree has damaged a structure—your home, garage, fence, shed, or other covered building. If a tree simply falls in your yard without hitting anything, removal typically isn’t covered under standard policies.

Was the Tree Alive or Dead?

Insurance companies generally cover removal of healthy trees that fell due to storms or other covered perils. However, if the tree was visibly dead or dying and you could have reasonably known about the hazard, coverage may be denied. This is why regular tree risk assessments are valuable—they protect you from surprise denials.

Whose Property Did the Tree Come From?

Even if your neighbor’s tree falls on your property, your own insurance typically handles the claim initially. Your insurance company may later seek reimbursement from your neighbor’s insurer if they can prove negligence, but that’s not your responsibility to manage.

What About Stump Grinding?

Stump grinding after emergency removal is usually only covered if the stump is directly interfering with a structure or has caused damage to underground utilities or foundations. Stumps sitting in the yard without causing damage typically aren’t included in emergency coverage.

Our Emergency Tree Service Process

When you call MMP Tree Services LLC for emergency assistance, here’s what happens:

1. Immediate Response: We answer your call 24/7 and gather essential information about your situation.
2. Rapid Assessment: We arrive at your property as quickly as possible to evaluate the damage and determine the safest removal approach.
3. Safety First: We establish a safe work zone and address the most urgent hazards first—typically removing tree weight from structures or clearing blocked access points.
4. Professional Removal: Our experienced crews use proven techniques to safely remove the fallen tree, even in challenging positions. We work methodically to prevent additional damage to your property during the removal process.
5. Debris Management: We remove all tree debris from your property, leaving the area as clean as possible given the circumstances.
6. Temporary Protection: If the tree has damaged your roof or siding, we can help arrange for emergency tarping or boarding to prevent further weather damage while you await repairs.
7. Documentation: We provide detailed invoices and can answer questions about the work performed to support your insurance claim.

Why Choose MMP Tree Services LLC for Emergencies?

Available 24/7/365: Tree emergencies don’t follow a schedule, and neither do we. We’re ready to respond any time, day or night, weekends and holidays included.

Experienced Team: Our crews have handled countless emergency situations across Suwanee, Atlanta, Avondale Estates, and Buford. We know how to work safely under pressure and in challenging conditions.

Insurance Knowledge: We understand how insurance claims work and provide the documentation you need. While we don’t bill insurance companies directly, we’ve worked with virtually every major carrier and know what information they require.

Honest Pricing: Emergency situations are stressful enough without worrying about being overcharged. We provide fair, transparent pricing for the work that needs to be done.

Safety Focused: We never cut corners, even in urgent situations. Our priority is completing the work safely for our crew, your family, and your property.

Professional Communication: We keep you informed throughout the process and answer all your questions clearly.